AI Insights

Finny has found

4 insights for you

Based on your spending from the last 3 months, here are some patterns and opportunities.

Spending Forecast

Predictions for the next 3 months

Predicted this month

£1,850

£150 over budget
Spent so far: £1640Daily avg: £91
£1.9k
Jan
£1.8k
Feb
£1.6k
Mar
£1.9k
Aprforecast
£1.8k
Mayforecast
£1.6k
Junforecast

At your current pace, you'll spend £150 more than last March

Reducing daily spending by £12 keeps you on budget

Category Forecasts

Predicted spending by end of month

🍽️

Dining Out

£165 spent · £280 predicted

£200

budget

Predicted to exceed by £80
🛒

Groceries

£220 spent · £320 predicted

£350

budget

🚗

Transport

£58 spent · £95 predicted

£120

budget

🎬

Entertainment

£72 spent · £110 predicted

£100

budget

Predicted to exceed by £10
📱

Subscriptions

£56 spent · £56 predicted

£60

budget

🛍️

Shopping

£89 spent · £150 predicted

£180

budget

Finny's Forecast

Based on your spending pace, you're on track to overspend by £90 across Dining Out and Entertainment this month.

Proactive Actions

AI-powered recommendations based on forecasts

Reduce dining spend by £8/day

At current pace, you'll exceed your £200 dining budget. Cutting back now keeps you on track.

Stay on budget

Bill spike alert: Energy

Your energy bill is forecasted to increase by 15% next month based on seasonal patterns.

Prepare for £42 increase

Paris Trip on track

Saving £125/month means you'll hit your £1,200 target by August. Keep it up!

Reach goal 2 wks early

Predicted surplus: £85

Based on your forecast, you'll have £85 left over this month. Move it to savings?

Extra £1,020/year

Subscription renewal coming

Netflix renews in 5 days (£15.99). Your usage is low - consider downgrading?

Save £48/year

Your financial forecast

Looking ahead

You have 2 actions that need attention. Taking action now can help you stay on track.

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